1.1 Use of Services

You agree to use our Services only for lawful purposes. You may not:

• Copy, reproduce, or resell our content without permission

• Attempt to disrupt or exploit the platform

• Use our Services in a way that harms other users or the Company

1.2 Intellectual Property

All content on WealthSnacks platforms, including text, branding, graphics, content and materials is owned by the Company and protected by intellectual property laws.

Unauthorized use is strictly prohibited.

1.3 User Submissions

If you submit content (messages, feedback, etc.):

• You grant us a non-exclusive, royalty-free license to use it

• You confirm it does not violate laws or third-party rights

1.4 Third-Party Links

We may include links to third-party websites. We are not responsible for their content, accuracy, or practices.

1.5 Termination

We reserve the right to suspend or terminate access to our Services at any time without notice.

1.6 Governing Law

These Terms are governed by the laws of Ohio, USA.

2.1 Information We Collect

Personal Information:

• Name

• Email address

• Information you submit via forms

Automatically Collected:

• IP address

• Device and browser data

• Usage behavior (pages visited, time spent)

2.2 How We Use Information

We use your data to:

• Provide and improve Services

• Respond to inquiries

• Send emails and updates (you can unsubscribe anytime)

• Analyze usage and improve performance

2.3 Email Communications

By submitting your email, you consent to receive communications from us. You can opt out at any time.

2.4 Cookies

We use cookies to enhance your experience and analyze traffic. You can disable cookies in your browser.

2.5 Sharing of Information

We do not sell your personal data.

We may share data with:

• Service providers (email platforms, analytics tools)

• Legal authorities when required

2.6 Data Security

We implement reasonable safeguards, but no system is completely secure. Use the Services at your own risk.

2.7 Your Rights

Depending on your jurisdiction, you may:

• Request access, correction, or deletion of your data

• Opt out of certain processing

Contact: connect@hiwealthsnacks.com

2.8 Children’s Privacy

Our Services are not intended for individuals under 18. We do not knowingly collect data from minors.

2.9 Policy Updates

We may update this Privacy Policy at any time. Continued use constitutes acceptance of changes.

3.1 Educational Purposes Only — Not Financial Advice

All content is for informational and educational purposes only.

WealthSnacks is not a registered investment advisor, financial advisor, broker, or tax professional.

Nothing in our Services constitutes:

• Financial advice

• Investment advice

• Tax advice

• Legal advice

You should consult a licensed financial advisor or qualified professional before making financial decisions.

3.2 No Professional Relationship

Use of our Services does not create:

• A client relationship

• A fiduciary relationship

• Any advisory relationship

3.3 No Guarantees

We make no guarantees regarding:

• Financial results

• Income or wealth growth

• Investment outcomes

All examples and testimonials are illustrative only.

3.4 Personal Responsibility

You agree that:

• You are solely responsible for your financial decisions

• You use our content at your own risk

3.5 Limitation of Liability

To the fullest extent permitted by law, WealthSnacks is not liable for:

• Financial losses

• Investment losses

• Indirect or consequential damages

3.6 External Links

We are not responsible for third-party websites or services linked on our platform.

3.7 Affiliate Disclosure

We may earn commissions from certain links or recommendations, at no extra cost to you.

3.8 “As-Is” Basis

All content is provided “as is” without warranties of any kind.

By using WealthSnacks, you acknowledge that:

• You have read and agree to these Legal Policies

• You understand we are not licensed financial advisors

• You will seek professional advice when appropriate

If you have any questions regarding these policies:

Email: connect@hiwealthsnacks.com